Coppering up

Good afternoon all, and welcome to a couple of new followers
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So far in January i have saved £25.00 and put it on the Pockit card

Coppered up all the loose pennies £5.00 worth

Paid January's penny a day challenge up front £4.96

Made a start on Febuary's penny a day challenge im upto £2.74 with £10.00 to go- im trying to get ahead with it and will pick and choose amounts from here on as and when i feel it, as and when i have a little extra money or not basically

OH has started saving £30.00 a week with work, so we hopefully wont miss it but at the end of the day we are down 30 a week so need to make the money stretch even more

a good start to January i think - im happy with that progress so far

Its cold again oop North but has been very sunny and dry out, starting to draw in a bit now thou, and feels a little chillier

not much going on today im thinking i may attempt to sort out the pan cupboard
i dread it every time
so many Tupperware lids and no tubs! no idea where they vanish too

i need to nip out for some fresh milk but we dont need anything else
tea tonight will be cauliflower cheese, with the reduced cauli, savory rice and southern fried chicken
easy enough and filling, plenty of tins of rice pudding, peaches, and bits in the freezer for puddings if we fancy anything

popcorn in the cupboard to make if we watch a movie tonight
and unopened wine and beers from christmas if we fancy a little drink

its football today we live a couple of streets away from the turf and all i can hear is
'come on burnley
come on burnley
'come on burnley

meh not into football at all the OH is and played a lot with being in a team for years, now a few friends play for man city ladies, its all waffle to me i just don't get it -lol
and apparently it isn't 'just a game'
hahaha


Thats it for today, im off to find my dressing gown and extra fluffy socks brrr its cold
hope you all have a lovely weekend, stay warm, until next time

Sammie xx

Pockit Card

Frosty here this morning, its white out.. brrr can always tell when it is without even looking out the window i let the cats out when i get up to make a brew before the OH goes to work usually around 6.30am first thing they do is run out and jump on the wheelie bins to reach the top of the wall overlooking the back street so they can have a look around,...switched the kettle on...waited...heard a jump...then a slide.. and a bump...yep its a frosty morning the cat has slid right of the top of the wheelie bin...chuckled to myself...poor Miss Darcy ...

last year i started saving with park for christmas it really helped as i knew i would have vouchers sent to me in november and it meant i could'nt spend them before xmas, the trouble was i was locked into  a direct debit every month that sometimes i struggled to keep up with as other bills and expenses were due too, i had a think about it and decided to get a pre paid MasterCard, i found one that didn't have any monthly charges and was free to get, and no overdraft, you simply have what you've loaded onto it,  i chose a pockit card


i have linked my regular bank card to it so i can transfer what spare money i have throughout the year onto it, if you do this you dont pay any charges to top it up you can take to a pay point to top up but they charge you 99p to do so

(Borrowed from Google)

the card arrived in about 3 days, easy to register and set up an account online

i have sent my card to my mother so im not temped to use it, shes impressed with it and now has one herself to save for xmas or a rainy day

thought these are a good idea you can top up and take abroad or have multiple cards in your name for other family members great for kids to use too, plus im not locked into a certain amount each month.

Eee thats all for now, p.s thanks for making me chuckle with the typo yesterday, proper giggled so left it just incase anyone else decides to read and they need a chuckle too, yep hard up here but not too hard up that ill be eating mice pies ha ha ha
Sammie xxx