Hey there
Im hoping this blog will help us get rid of our debt, save some money. buy less, waste less, shop frugally and help me work towards being comfortable for our future.
Im trying to pay off the debt we have accumulated and save at the same time even if its only pennies as they do add up eventually. (so i keep telling myself, found 5p today)
Im laying it all on the table, time to get rid once and for all, and boy do i feel silly getting like this, never again
So here are the figures
Amount to pay off as of the New Year
Credit Card 1- £2030.00
Credit Card 2- £967.19
Catalogs £2013.53
£5010.72
Amount in Savings
£0.00 as of now as i emptied the jars and used the money saved towards xmas
At the end of a shop or payment for something the change goes into 3 pots, the flying saucer for large silver and gold coins
the old Vodka bottle for 5p pieces
and the old large Bells Whiskey bottle for 2's and 1's
the old Vodka bottle for 5p pieces
and the old large Bells Whiskey bottle for 2's and 1's
Will add these up at the end of November 2016
******
I get paid Friday and the OH on a Thursday
so going to chip away at everything weekly, i have my banking apps and CC apps stored on my phone so i can keep a check on when payments are due and make sure i dont receive any late payment fees or more added interest.
We have started with OH full wage apart from the weekly bus ticket needed to get to and from work the whole lot has gone on paying chunks off these debts, my wage is paying rent, bills, and food, no luxury's, takeaways, or clothes from now on, we have our frugal heads screwed firmly on.
We have started with OH full wage apart from the weekly bus ticket needed to get to and from work the whole lot has gone on paying chunks off these debts, my wage is paying rent, bills, and food, no luxury's, takeaways, or clothes from now on, we have our frugal heads screwed firmly on.
Hoping to find some support on here, i have been lurking for a while and read alot of blogs which have helped me already in sorting myself out and giving me the push to do this, so have decided to pop over and add these to my reading list and say a quick 'hello'
Picked up some salad bits from big T today 39p each lettuce, vine tomatoes and large cucumbers so healthy salad for tea with jacket spud and a sprinkling of cheese.
The price of the big T and such like supermarkets are getting ridiculous.. it will be next year before the local Aldi appears at the end of my street 30 meters away..we cannot wait. :)
Off to big T tomorrow about 3.30 to see if i can find some yellow sticker bargains-fingers crossed
On a brighter note its time for dog walkies, we have food to enjoy and plenty of snuggles with the OH await, money cant buy that.
Until next time
Sammie
